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Essokpazida Group
In this Group: Safiétou, Afissé, Samza, Afizétou, Abibatou, Mariama, Ziaratou, Wassilatou, Zoulfaou, Bassiratou, Hodalo, Atéfeîmbou, Hélimnateo, Dieutéma, Taofik, Larba, Ibrahim, Adjara
The group ESSOKPAZIDA consists of men and women who specialize in various sectors of activity. Some sell Néré seeds, cereals, or generic products. Others sell children’s clothing or vegetables, or they work in the sewing trade.

The head of the group is Safiétou. Her husband is retired, and the couple have seven children aged 21 to 40, two of them still in school.

She buys her stock in Sokode (a district located 350 km from Lomé) where she sells Néré seeds, pagnes and porridge. She started her activity in 1972, and she is seeking this first loan from WAGES to stock up on merchandise.

She wants to provide for her family, meet her children’s basic needs, and bolster her sales.
Le groupement ESSOKPAZIDA est constitué de femmes et d’hommes qui sont spécialisés dans de différents domaines. Certains exercent comme activité la vente de graine de Néré, de céréales, de produits génériques. D’autres sont dans la vente des habits pour enfants, dans la couture, dans la vente de légumes …. La responsable se nomme Safiétou. Son conjoint est retraité et ils ont 07 enfants ,02 sont toujours sur les bancs de l’école. Le premier a 40ans et le dernier 21ans. Elle s’approvisionne à SOKODE (localité située à environ 350km de Lomé) et exerce au même lieu la vente de graines de néré, des pagnes et de la bouillie. Elle a démarré en 1972 et sollicite ce premier crédit de WAGES pour s’approvisionner en marchandises. Elle veut pouvoir aux besoins de la famille, assurer les besoins élémentaires des enfants et agrandir le chiffre d'affaire de son activité.

Additional Information

More information about this loan

This loan is part of a special WAGES program for groups of Togolese farmers and livestock breeders, offering financing at a lower interest rate in addition to relevant training. The reduced interest rate is designed to hit a sweet spot, empowering clients in rural Togo to capture significant, impactful profits and become more financially stable after three credit cycles. WAGES is working with the Togolese government, Veterinarians Without Borders and the African Institute for Economic and Social Development to make this program possible. By supporting this loan, you're extending opportunity in a country where 70% of the population works in agriculture but financing options remain scarce.

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Togo

  • $1,500
    Average annual income
  • 2
    View loans »
    Togo Loans Fundraising
  • $9,019,450
    Funds lent in using Kiva
  • 522.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Essokpazida Group's $2,700 loan helped a member to stock up on merchandise such as Nere seeds, pagnes, etc.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 24, 2012
Jun 27, 2012
Currency Exchange Loss:
May 19, 2013