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Lily is 28 years old, and she has three children. She is in a common-law marriage, and she lives with her life partner in a village in the Omoa municipality in Cortes.

Lily established her own business ten years ago. She has a grocery store where she sells basic needs food products. She sells rice, beans, corn, sugar, shortening, sausages, soft drinks, and churros, etc. She has kept the business stable during this time, and it has gone well for her. Her sales have been maintained.

She has invested two previous loans, and they have helped her to increase her inventory. She is currently requesting her third loan for 11,000 lempiras to stock the products that she does not have in her inventory. With this investment she will always have products to offer her customers.

Her goal is to expand the business. She is thinking of adding the sale of used clothes and cosmetics in order to have more customers and increase the family income.
View original language description ↓
Lily de 28 años de edad, tiene 3 hijos, vive en unión libre con su pareja y reside en una aldea que pertenece al municipio de Omoa, Cortes.
Lily, tiene 10 años de haber establecido su propio negocio, ella tiene una pulpería donde vende productos alimenticios de primera necesidad, vende arroz, frijoles, maíz, azúcar, manteca, embutidos, refrescos, churros, etc. El negocio lo ha mantenido estable durante este tiempo y le ha ido bien, sus ventas se mantienen. Ha invertido dos préstamos anteriores los que le han ayudado a incrementar el inventario. Actualmente solicita el tercer préstamo por 11,000.00 Lempiras para surtir de productos que no tiene en inventario, con esta inversión siempre va tener productos que ofrecer a los clientes. Su meta es ampliar el negocio, piensa anexar la venta de ropa usada y cosméticos para tener más clientes e incrementar los ingresos familiares.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 40
    View loans »
    Honduras Loans Fundraising
  • $9,970,375
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Lily to stock her business with basic needs food products.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jun 20, 2012
Jun 25, 2012
Currency Exchange Loss:
Apr 18, 2013