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Ayidohotcheme Group
In this Group: Virginie, Amina, Angèle, Odile, Pauline, Virginie, Cathérine, Cécile, Séraphine, Viviane, Pauline, Alphonsine, Dénise, Théodora, Clémentine
The Ayidohotcheme group has 15 members, who all live in the same town. The group’s representative is called Virginie, and is pictured with her hand raised in the photo. To increase their level of business and better meet their customers’ needs, the group has asked for financial support from Alidé for the first time.

Virginie did not go to school. She is 22 years of age and married to a man named Robert. The couple has five children under their care, two of whom are their own children. All of the couple’s children go to school. Virginie and her husband live together with their children, and they both make sure that the family’s various expenses are met.

To contribute to meeting these expenses, Virginie has worked for the past five years selling foodstuffs (corn, cassava flour) and palm oil in a market in her region. She gets her supplies from Benin.

In order to strengthen their business and better meet their customers’ needs, Virginie and the other members of the Ayidohotcheme group have asked for their first loan from Alidé. Their ambition is to increase their business.
View original language description ↓
Le groupement AYIDOHOTCHEME est composé de quinze personnes qui résident dans la même agglomération. La représentante de ce groupement, du nom de Virginie est celle ayant une main levée sur la photo. Dans le but de rehausser le niveau de leur activité afin de mieux faire face à la demande de leur clientèle, ce groupement sollicite pour une première fois l'appui financier de ALIDé. Virginie n’a jamais fréquenté l’école. Virginie est âgée de 22 ans et est mariée à un certain Robert. Le couple a cinq enfants à leur charge, dont deux représentent leurs propres enfants. Tous les enfants du couple sont scolarisés. Virginie et son mari vivent ensemble avec leurs enfants et assurent ensemble les diverses charges de la famille. Pour contribuer aux divers besoins de sa famille, Virginie vend depuis cinq ans, des produits vivriers (maïs, farine de manioc) et de l’huile de palme dans un marché de sa région. Virginie s'approvisionne au Bénin. Dans le but de renforcer leur activité et de mieux satisfaire leur clientèle, Virginie et les autres membres du groupement AYIDOHOTCHEME sollicitent un premier crédit auprès de ALIDé. Leur ambition est d’accroître le niveau de leur activité.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 522.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Ayidohotcheme Group's $1,175 loan helped a member to buy bags of cassava flour and corn.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
May 25, 2012
Jun 26, 2012
Currency Exchange Loss:
Jan 15, 2013