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Maral is 32 years old, married, and raising 2 children. As the main source of income for her family, Maral raises cattle, having started her business in 1997 with a purchase of several cows. Thanks to her hard work, presently her herd includes 7 cows, 3 heifers, 2 bulls and 4 calves, and earns her a monthly profit of 15,000 som.

In order to continue developing her business, Maral has turned to Bai Tushum & Partners for a loan of 70,000 som (KGS) to buy additional calves. She plans to invest a part of her profits from this loan into further expansion of her business, and to use the rest to repair her home.
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Марал 32 года, замужем, воспитывает 2 детей. В качестве основного источника дохода для своей семьи, Марал занимается разведением скота, начав этот бизнес в 1997 году с покупки коров. Благодаря упорному труду на сегодняшний день, Марал имеет в хозяйстве 7 коров, 3 телки, 2 бычка и 4 теленка, что приносит ежемесячную прибыль в сумме 15,000 сом. В целях дальнейшего развития своего бизнеса, Марал обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 70,000 сом (KGS) на покупку дополнительных голов бычков. Доходы от кредита Марал планирует частично вложить в дальнейшее увеличение хозяйства и часть использовать на ремонт своего дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 37
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,533,000
    Funds lent in using Kiva
  • 47.2
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Maral to purchase cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 23, 2012
Jun 24, 2012
Currency Exchange Loss:
Jun 17, 2013