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Hamida's Group
In this Group: Hamida, Safia, Naseem, Sughran, Perveen, Fozia, Kosar, Anwer , Perveen, Resham, Irshad
Hamida is married with four children: 2 sons and 2 daughters. Her elder son works, while younger one is studying. Her daughters remain at home and support Hamida in her daily household tasks.

Hamida's husband is a day laborer, while she does embroidery to support her family financially.

She has applied for a loan from Asasah, a Kiva field partner, for the further expansion of her embroidery business. With the loan investment, she will buy beads, colored thread, and embroidery frames to improve her services. This will help her get more orders and increase her profits.

She has been operating her business for many years and she is confident about her business success after the loan investment.

Additional Information

More information about this loan

Asasah offers products that are customized for its Muslim clients. This Qard Hassan product loan. also referred to as Qarz-e-Hasna (Al-Madad) in the Urdu language, is an interest free loan, usually offered to students or the very poor. For more information on Islamic microfinance, please click here.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 270
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 94.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Hamida's Group's $2,300 loan helped a member to buy embroidery materials for her embriodery business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jun 21, 2012
Jul 6, 2012
Currency Exchange Loss:
Jun 17, 2013