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Chen is 41 years old. She is married and resides with three children in Prey Veng Province, Cambodia. She has been running the services of grinding rice and fattening up pigs for more than a year, earning approximately 11 USD per day. Her husband is a rice farmer who earns about 5 USD per day. One of her children is a garment worker who earns about 4 USD per day.

In order to improve her family’s finances, Chen is requesting a loan of 1,200 USD to purchase a walking tractor to use for tilling her farmland as well as for rental. This purchase would enable her to generate more income to support the family. In the future, she would like to purchase rice to resell for a profitable price and help her children earn bachelor’s degrees. Moreover, she hopes to build a new house as soon as possible.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 107
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Chen to purchase a walking tractor to use for tilling her farmland as well as for rental.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 25, 2012
Jul 4, 2012
Currency Exchange Loss:
Dec 17, 2013