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Nem has taken a photograph together with her husband in front of their thatched house in Prey Chor district, Kompong Cham province. Nem is now 54 years old while her husband is one year older than her. Together, they have given birth to four children, one of whom started a new family and the other three children are single. Rice farming has been the primary source of income for Nem’s family. Nem cultivates rice for both their sustenance and for sale. Also, Nen has her husband, and some of her children, help in this business. Nem wants to make improvements in her business in order to satisfy her family’s living needs. She aims to become financially stable so that she will be able to provide all the basic necessities to this family.

As of now, Nem is requesting additional capital in the amount of USD 1,300, which will be used to purchase a motorcycle for home use. Also, with the remaining funds she will pay for labor costs occurred in transplanting her rice crops. She hopes to obtain the requested loan amount in order to develop her business as well as her standard of living.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 201
    View loans »
    Cambodia Loans Fundraising
  • $39,964,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Nem to purchase a motorcycle for home use and pay for labor costs.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 19, 2012
Jun 24, 2012
Currency Exchange Loss:
Feb 19, 2014