Update on Johanna ElizabethJohanna is a member of the 'Corazones de Turi' community bank. She lives in Corazón de Jesús community, in Turi parish, in Cuenca. This parish is known for the beauty of its church and is also known because, from there, you can admire a large part of the city of Cuenca. The local people are kind, friendly, hard-working and tenacious. They work in commerce, livestock raising and farming.
Johanna is 24 years old, married and has two children from her marriage who are 5 years and 1 year old. Her eldest daughter attends an elementary school in the city. Her husband works in construction. They do not own their own home but live in her mom's house, sharing the household expenses.
Johanna tells us that she is enjoying good health, as are the other members of her family. She thanks God for her blessings.
Our member raises animals at home. She does this work so that she can be with her children and take care of them.
Johanna invested the money from her previous loan in buying construction supplies so that she could build premises for a store. She will invest her new loan in paying to have a roof installed on the store. She will also buy food products so that she can start her business. She likes her community bank because of the education talks that they attend during each meeting and because of the personal attention that she receive.
Johanna's dreams are to build her home and to study at university.
Doña Jhoanna tiene 24 años, es casada y en su unión conyugal ha concebido 2 hijos de 5 y 1 año de edad, su primera hija estudia en una escuelita de la ciudad. Su esposo labora en la construcción como albañil, no tiene casa propia y vive en casa de su mamá compartiendo los gastos del hogar.
La Señora. Johanna nos comenta que se encuentra gozando de muy buena salud al igual que todos los miembros de su familia y agradece a Dios por sus bendiciones.
Nuestra socia se dedica a la cría de animales en su casa, actividad que la desempeña para estar con sus hijos y cuidar de ellos.
El dinero de su crédito anterior lo invirtió en materiales de construcción para la construcción de un local para poner una tienda, ahora su nuevo crédito lo va a invertir en pagar la colocación del techo de su tienda y en la compra de víveres para comenzar con este negocio. El banco comunal le gusta por las charlas de educación que reciben en cada reunión y por la atención personalizada que recibe.
Sus sueños son construir su casa y realizar sus estudios universitarios.
Previous Loan DetailsJhoanna is a member of the communal bank Corazones de Turi ( Hearts of Turi ), she lives in a community pertaining to the Turi parish in Cuenca, a place known as the viewpoint for the city of Cuenca since from this point you can observe a large part of the city; its people are merchants, they rai... More from Johanna Elizabeth's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 8 months (Additional Information)
- Repayment Schedule
- Jun 13, 2012
- Jul 7, 2012
- Currency Exchange Loss:
- Jan 15, 2013
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.