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Amistad Y Paz Group
In this Group: Zelma Lidia, Herminia Ninfa, Teodora*, Javier Ricardo, Gissel, Dominga Carla, Dorita, Carmen, Jose Antonio, Gladys Guadalupe
* not pictured
“Amistad y Paz” (Friendship and Peace) is the communal bank Zelma’s part of. She’s 33-years-old, married and has two children. Her husband works driving a mototaxi providing public transportation services and she has a ‘salchipapas’ [fried sausages with fried potatoes] and hamburger stand that she’s had for seven years already.

It was thanks to her first loan that she was able to buy her food cart and a stove she uses to prepare this food. Gradually her business grew until it became one of the favorites in the zone. Thanks to her work she helps her husband with household expenses and can give her children an education in a good school.

For later on she’d like to open a restaurant at home and to do so needs to equip space which is what she will use the loan for to start this project fixing up said space. Currently, Zelma’s group secretary and she’s grateful to EDAPROSPO because thanks to its loans she’s been able to have her own business.

*Zelma is wearing a brown shirt.
View original language description ↓
“AMISTAD Y PAZ” es la alcancía que conforma la Sra. Zelma. Ella tiene 33 años es casada con 02 hijos su esposo trabaja manejando un moto taxi, brindando servicio de transporte público y ella tiene su negocio de venta de salchipapas y hamburguesas, ya son 07 años que tiene el negocio y fue gracias a su primer préstamo que pudo comprar su carrito sanguchero una cocina que le sirve para preparar esos alimentos. Poco a poco su negocio fue creciendo hasta convertirse en uno de los favoritos de la zona, gracias a su trabajo ayuda a su esposo en los gastos de la casa y le da educación a sus hijos. Más adelante le gustaría poner un restaurante en su casa, para eso quiere acondicionar el lugar y su préstamo lo usará comprar sillas, mesas e ir acondicionando dicho ambiente. En la actualidad la Sra. Zelma es la secretaria del grupo y esta agradecida a EDAPROSPO porque gracias a sus préstamos ha logrado tener su propio negocio.
*Zelma es la cuarta de la derecha, viste polo marrón.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 44
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD
A portion of Amistad Y Paz Group's $5,775 loan helped a member buy chairs and tables for her restaurant.
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 6, 2012
Jul 5, 2012
Currency Exchange Loss:
Aug 4, 2012