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Elizabeth Ignacia
Elizabeth, age 31, continues enjoying everything having to do with beauty. That is why she started giving her family and friends manicures. She did this four years ago, and she has taken various courses. She learned new manicure techniques, hair care, cutting, and styling. She now has an appropriate environment in her home, where she works providing better service to her customers.

This is the second loan that Elizabeth has requested. With the first one she fixed up the place for her beauty salon, bought a styling chair, a dryer, and a flat iron. With these tools she provides services like coloring, straightening, cutting, and care for hands and feet. At the moment she is running the business alone, but she hopes to hire a helper in the future.

She lives in the Guasmo sector south of Guayaquil. She has been well-received in her neighborhood. She enjoys her work, and if they call her requesting her services at home, she does that with no problem.

She usually is open Monday through Saturday from nine in the morning until six in the evening. However, she extends her schedule when needed. Her husband is a security guard, and she has three children who go to the local school.

Elizabeth will use the loan she is requesting to buy another styling chair, mirrors, and beauty products to use and to sell. She would like to use the increase in her income to buy a car, to expand her salon, and to hire a helper.
View original language description ↓
Elizabeth de 31 años continua gustándole todo lo referente a la belleza, es por ese motivo que empezó haciendo manicura a sus familiares y amigas. De eso han pasado 4 años en los cuales a realizado varios cursos aprendiendo nuevas técnicas de manicura, cuidado capilar, corte y estilo. Ahora tiene en su domicilio un ambiente apropiado donde realiza la labor para brindar un mejor servicio a sus clientes. Este es el segundo crédito que solicita Elizabeth con el primero adecuado el lugar para el salón de belleza, compro un sillón, secadora y plancha para el cabello. Con estas herramientas brinda servicios como tinturados, alisados, corte y cuidado de manos y pies, de momento está manejando sola el negocio pero espera contratar una ayudante a futuro. Vive en el Guasmo sector sur de Guayaquil, en su barrio a tenido gran acogida ya que gusta su trabajo y si la llaman solicitando sus servicios a la casa lo realiza sin problemas. Generalmente abre de lunes a sábado desde las 9 de la mañana hasta las 6 de la tarde pero extiende su horario cuando lo amerita. Su esposo es guardia de seguridad y tienen 3 hijos quienes asisten al colegio fiscal. El crédito que está solicitando Elizabeth es para la compra de otro sillón, espejos y productos de belleza tanto para el uso como para la venta. Le gustaría con el aumento de sus ganancias comprar un carro y ampliar su gabinete para contratar una ayudante.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 60
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $875 helped Elizabeth Ignacia to buy a styling chair, mirrors, and beauty products.
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 22, 2012
Jul 6, 2012
Currency Exchange Loss:
Aug 5, 2012