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Los Valientes Group
In this Group: Nolvia Azucena , Santiago Ignacio , Vicenta Anastacia , Melissa Yamileth
Nolvia is 38 years old and a member of the 'Los Valientes' solidarity group. She is the single mother of four children. Nolvia is a very hard-working and humble person. She and her children live in the small village of San Carlos, Olanchito, Yoro.

Nolvia started out selling bread, tamales and pies. She started the business on her own initiative and it has helped her to support her children as it falls to her to work and provide for her children alone. Nolvia now has a grocery store and, on weekends, she also sells clothing and sandals. She works together with one of her daughters and works from 6.00am to 9.00pm in the grocery store. Nolvia needs this loan to invest in buying products such as rice, oil, sugar, churros, sweet treats, soft drinks, etc. She will also buy clothing and sandals. With the help of this loan, she will be able to stock her business and offer her customers everything they need. The only problem she faces is the crime in her country as she makes her sales as an itinerant vendor and therefore runs the risk of being mugged. Her goal is to be able to set up her clothing and sandals business in her home so that she no longer has to go out and sell in the streets. This is her fourth loan from FAMA and she repaid her previous loans on time.
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Nolvia tiene 38 años de edad, es miembro del Grupo Solidario Los Valientes, es madre soltera de 4 hijos, es una persona muy trabajadora y humilde, ella y sus hijos residen en la Aldea San Carlos, Olanchito, Yoro. Ella comenzó vendiendo pan, nacatamales y pasteles, el negocio lo emprendió por iniciativa propia, oficio que le sirvió para poder mantener a sus hijos ya que le ha tocado trabajar y sacarlos adelante sola, en la actualidad tiene una pulpería y los fines de semana sale a vender ropa y sandalias, el trabajo lo realiza con una de sus hijas y su horario laboral es de 6:00 am hasta las 9:00 pm en la pulpería. El préstamo que Nolvia esta solicitando lo necesita para invertirlo en la compra de productos como ser: arroz, aceite, azúcar, churros, dulces, refrescos, entre otros, también para la compra de ropa y sandalias. Con la ayuda de este préstamo ella podrá surtir su negocio y ofrecerles a sus clientes todo lo que necesiten. El único problema que enfrenta es la delincuencia que hay en el país, ya que sus ventas son ambulantes y corre peligro con los asaltantes. Su meta es poder establecer el negocio de la venta de ropa y sandalias en su casa y así no tener que salir a vender a las calles. Este es el cuarto préstamo que obtiene de FAMA y ha cancelado de forma puntual sus cuotas.

Additional Information

About FAMA:

Honduras is one of the poorest countries in the Western Hemisphere with approximately 59% of people living below the poverty line. Familia y Medio Ambiente OPDF (FAMA OPDF) is a Honduran non-profit with no religious or political affiliation. FAMA’s mission is to provide quality and opportune financial services so that men and women have equal opportunities to develop their micro or small businesses, whether they focus on agriculture, manufacturing or services. FAMA operates 13 branches throughout Honduras and serves over 12,500 clients.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Honduras

  • $4,800
    Average annual income
  • 52
    View loans »
    Honduras Loans Fundraising
  • $9,864,875
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Valientes Group's $1,050 loan helped a member to buy groceries, clothing and sandals.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
May 22, 2012
Jul 5, 2012
Currency Exchange Loss:
Nov 20, 2012