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Update on Elisa

This member is part of the “QORI ORCCO” communal bank and lives in the district of Urcos, in the Quispicanchis province and the department of Cusco.

The member in question, Elisa, continues to work by buying and selling clothes such as jackets, trousers and jumpers among others. She works as a street vendor selling her merchandise to her friends and relatives who ask her for it. Elisa is a happy and responsible person with a keen desire to get ahead for her family. The member requests the loan to buy merchandise such as jackets.
View original language description ↓
La socia pertenece al banco comunal “QORI ORCCO”; La socia vive en el distrito de Urcos en la provincia de Quispicanchis y departamento de Cusco.

La socia es la Sra. Elisa;la socia continua dedicandose a la compra y venta de ropa,como casacas, pantalones, chompas entre otros,la socia trabaja de forma ambulatoria vendiendo su mercaderia a sus amistades y familiares que le solicitan,la socia es una persona alegre y responsable con muchas ganas de salir adelante por su familia.
La socia solicita el credito para la compra de mercaderia como casacas.

Previous Loan Details

This member belongs to the Qori Orcco Communal Bank. She lives in the district of Urcos in the Quispicanchis Province of the department of Cusco. Her name is Elisa; she is 35 years old, lives with her partner, and has three children who are 17, 8, and 4. She lives in the district of Urcos.... More from Elisa's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 44
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Elisa to buy merchandise such as jackets.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 14, 2012
Jun 24, 2012
Currency Exchange Loss:
Jan 15, 2013
This photo was used before for a previous loan for Elisa. It was first posted on Kiva on Dec, 2011. Learn More