A loan of $1,025 helped to buy merchandise, clothes, shoes and perfume.

Ana María's story

Ana María Comercio 500000

Ana María, 42, lives in the community of Puntarenas on the Pacific Ocean coast of Costa Rica, called Fray Casiano. It is a poor community with social hardship, and it is where Ana lives with her husband and four children, one of whom is a minor and the rest work in Puntarenas. She sells perfumes, clothing and shoes as a street vendor on a bicycle. On the weekends she also sells food to her neighbors.

With this loan she wants to buy merchandise for Mother's Day and mid-term vacation, taking advantage of the season to earn more and give her family better living conditions. She sells on credit to her friends and customers and visits them weekly to collect payment so she can pay her debts and buy more goods and ingredients for her meals.

Her goal is to continue working and helping her husband with the household expenses, trying to get ahead in a an area where it is difficult to do so. She had to overcome health problems related to diabetes and spent time in the hospital. During that time, the support from her family was very important as far as maintaining her small business.

Her vast experience (nearly 15 years) has allowed her to have an excellent customer base. Her product is sold under very good payment conditions, meaning she collects payment weekley. The food she sells is very good according to her neighbors. She sells clothing, shoes, perfumes and other brand items. She makes delivery and collects, using her bicycle, and on weekends she makes and sells food. This is her second loan and she has an excellent credit record.

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Translated from Spanish by Kiva volunteer Sherry Bess

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