Update on Nestor IvanNestor Ivan is 20 years old, single, and has no children. He lives with his parents in the Ventanas canton in the Los Ríos province.
He is a member of the Cevallos community bank, located in Recinto San Francisco that is part of San Juan del Pueblo Viejo parish in Ventanas. The group members work as cacao farmers.
Nestor works as a farmer planting cacao, and also raises animals such as chickens and pigs. He is asking for this loan to purchase chickens and pigs. The loan would help him increase the number of animals he raises, so that he can sell them for a good price. He faces challenges such as competition and pests.
His dream is to have a larger business raising animals. In his free time, he likes to take care of animals.
Es integrante de la VRC Cevallos, se encuentra ubicada en el Recinto San Francisco, Pertenece a la Parroquia San Juan del Pueblo viejo Perteneciente a Ventanas se dedican a labores agrícolas a la siembra de cacao.
Nestor se dedica a la agricultura a la siembra de cacao , además se dedica a la cría de animales cómo pollos y cerdos.
Solicita el crédito para poder comprar pollos y cerdos. El crédito le será de mucha ayuda para poder aumentar los animales criarlos y poderlos vender a un buen precio.
Los desafíos que se le presenta es la competencia y la plaga. El sueño es poder tener un negocio más grande de cría de animales.
En los tiempos libres le gusta cuidar a los animales.
Previous Loan DetailsNestor Iván is 19, single, and has no children. He lives with his parents in Ventanas canton in Los Ríos province. He’s a member of the “Cevallos” communal bank that’s located in Recinto San Francisco that is part of San Juan del Pueblo Viejo parish in Ventanas. They make their living growing ... More from Nestor Ivan's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 8 months (Additional Information)
- Repayment Schedule
- At end of term
- May 31, 2012
- Jun 24, 2012
- Currency Exchange Loss:
- Dec 15, 2012
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.