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Tutikhon is a caring mother and loving wife. Her husband is currently working in Russia. Tutikhon has decided to launch her own business so as not to constantly rely on money from her husband. She would like to start processing and selling dry fruit, something she used to do with her parents as a child. Tutikhon has taken a course on business start-up, and would like to apply this new knowledge to her new venture. She is requesting a loan to purchase a harvest of apricots for processing.
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Тутихон заботливая мать и любящая жена. Её муж находится на заработках в Российской Федерации. Чтобы не ждать денег от мужа она решила начать свой бизнес. Она хочет начать свой бизнес по переработке и продаже сухофруктов. Она с детства вместе с родителями занималась в переработке сухофруктов. Она прошла тренинг по «Старт-ап» и хочет развивать свои знания, которые помогут в открытии бизнеса. Тутихон запрашивает займ для покупки сада абрикосовых деревьев с целью переработки абрикоса.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 234
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Tutikhon to purchase apricots for drying and resale.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jun 18, 2012
Jun 24, 2012
Currency Exchange Loss:
May 17, 2013