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Jappo Amsa Group
In this Group: Adama, Aissé, Mouny Mbaye, Nogaye, Ndèye Mbaye
The group JAPPO AMSA has united for several years 5 women who have small shops: food products and cosmetics. The person responsible for the group is: madam Adama who is 44 years old and who we can recognize on the right of the photo (she is the most slender of all). She has been selling cosmetic products for 2 years and has a canteen at the market. Independently from this place, she sells in the neighborhood. Thanks to the loan, she will succeed in saving in order to improve the nutritional conditions of her family. She has as a future project to gather the women of her neighborhood into an economic interest group.
View original language description ↓
Le groupe de crédit JAPPO AMSA regroupe depuis plusieurs années 5 femmes qui font du petit commerce : produits alimentaires et cosmétiques. Elles ont comme responsable : madame Adama âgée de 44 ans que l'on peut reconnaitre à droite de la photo( c'est elle la plus élancée de toute). Elle fait du commerce de produits cosmétiques depuis 2 ans et possède une cantine dans le marché. Indépendamment de la place, elle vend dans le voisinage. Grace au crédit, elle réussi à épargner afin d’améliorer les conditions alimentaires de sa famille.
Elle a comme projet futur de rassembler les femmes de son quartier en GIE

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 5
    View loans »
    Senegal Loans Fundraising
  • $15,175,350
    Funds lent in using Kiva
  • 517.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Jappo Amsa Group's $975 loan helped a member to buy cosmetic products to resell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 30, 2012
Jun 25, 2012
Currency Exchange Loss:
May 17, 2013