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Hanifa is a married woman, raising four children. She works at secondary school no. 35. She is a teacher, teaching biology lessons. Her pay is only enough to support her family and she would like to improve their living conditions. To this end, she requests a loan for the purchase of building materials for renovation of their house.

Hanifa's husband is a migrant worker in the Russian Federation. She and her children hopes very much for your help and kindness, which will help create a nice and comfortable house.
View original language description ↓
Ханифа замужняя женщина, воспитывает четверых детей. Она работает в средней школе. Она учительница, преподает уроки биологии. Её зарплата хватает только на содержание семьи и она хочет улучшить свои жилищные условия и с этой целью запрашивает займ для покупки строительных материалов для ремонта своего дома. Её муж в трудовой миграции в Российской Федерации. Она и её дети очень надеются на вашу помощь и доброту, что поможет создать уют и комфорт в доме.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Tajikistan

  • $2,700
    Average annual income
  • 216
    View loans »
    Tajikistan Loans Fundraising
  • $31,059,800
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Hanifa to purchase of building materials for renovating her house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 14, 2012
Jun 30, 2012
Currency Exchange Loss:
Jun 17, 2013