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Hoa is 32 years old. She has two children who are in primary school. She is a carpenter with an income of about 3,000,000 VND each month. She has participated in the crediting program of SEDA since 2010. The last cycle, she borrowed 6,496,000 VND and repaid this loan on time. In this cycle loan, she wants to borrow 6,496,000 VND to support her business.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

About Vietnam

  • $5,600
    Average annual income
  • 81
    View loans »
    Vietnam Loans Fundraising
  • $17,316,975
    Funds lent in using Kiva
  • 20,920.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Hoa to upgrade her own carpentry studio.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 23, 2012
Jul 1, 2012
Currency Exchange Loss:
Jun 17, 2013