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Sakina's Group
In this Group: Sakina, Sardaran, Farzana, Shamshad, Munawar
Sakina has given birth to four sons. Except her youngest son, all of them are enrolled in local school and getting their educations.

She is a seamstress and sews clothes for her neighboring clients. She has great sewing skills and receives a good number of orders every month. Her husband works at a service station.

Sakina has applied for a loan from Kiva partner Asasah for her brother, who also operates a service station business. With the loan investment, Sakina's brother will buy a water pump, brushes, and cleaning materials that will allow him to offer better services to his clients and increase his profits. He has been operating his business for the past many years and Sakina is confident that his business will improve further after investing the loan.

Note: In the photo, the lady holding a book, called Asasah Passbook, is Sakina.

Additional Information

More information about this loan

Asasah offers products that are customized for its Muslim clients. This Qard Hassan product loan. also referred to as Qarz-e-Hasna (Al-Madad) in the Urdu language, is an interest free loan, usually offered to students or the very poor. For more information on Islamic microfinance, please click here.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 161
    View loans »
    Pakistan Loans Fundraising
  • $17,354,175
    Funds lent in using Kiva
  • 93.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sakina's Group's $1,175 loan helped a member to buy a water pump and cleaning material for her brother's service station business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jun 20, 2012
Jun 22, 2012
Currency Exchange Loss:
Jun 17, 2013