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Las Margaritas De Patzicia Group
In this Group: Dominga , Maria , Argelia , Florinda , Magdalena , Cristy Carolina , Feliza , Silvia Veronica
Feliza, a 36-year-old single mother of three, is a member of the Las Margaritas de Patzicia Trust Bank, which is located in Patzicia, a community within Chimaltenango, Guatemala.

To support her family, Feliza and her children cultivate vegetables that she brings to the local market to sell.

Before having her own business, Feliza worked in other people's houses washing their clothes. Now she is very happy to run her own small business.

Feliza leaves her house very early in the morning to work in her fields, carrying her one-year old daughter on her back. Later in the morning she sells her vegetables. Feliza, who has had no formal education, believes that with a successful business, she will be able to support her children and provide them with a bright future.

Feliza has successfully completed her first loan with Friendship Bridge, a loan that helped her to continue running her business, as well as pay for household expenses and her children’s needs. Now Feliza is applying for her second loan, which she plans to use to buy vegetables in bulk, which will allow her to expand her business further. Feliza’s short-term dream is to devote herself to her vegetable business and provide a stable home for her children, allowing them to go to school.

Feliza’s Trust Bank, Las Margaritas Patzicia, is composed of eight women, most of whom are engaged in agriculture and animal husbandry. Together, they participate in monthly educational lessons on business, money management, self-esteem, women’s rights, health and how to support their children’s education. These lessons, combined with their loans, help them to provide a better life for themselves and their families. The women of Las Margaritas Patzicia are grateful for the people who trust in them, enabling them to obtain loans for their businesses and overcome the poverty that surrounds them.

Additional Information

About Friendship Bridge

This loan is administered by Friendship Bridge (FB), a nonprofit, nongovernmental organization that empowers thousands of impoverished Guatemalan women through its Microcredit Plus program. The program combines small loans averaging US$350 for four-to-twelve month loan terms with non-formal, participatory education.

As FB clients, women start, expand, or diversify their businesses and learn practical lessons on topics including business, health, and self-esteem. FB’s clients borrow as a group, forming Trust Banks (groups of 7-25 women who serve as co-guarantors of the loan and act as a self-regulating support network).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 66
    View loans »
    Guatemala Loans Fundraising
  • $12,393,850
    Funds lent in using Kiva
  • 7.9
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Margaritas De Patzicia Group's $3,300 loan helped a member to buy vegetables in bulk.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 13, 2012
Jun 22, 2012
Currency Exchange Loss:
Jul 17, 2013