Rosas Blancas Group
Lidia tells us that she joined a communal bank within Pro Mujer two years ago, and was invited to do so by the field worker. Currently she has a business distributing eggs through her store, work she has been doing for several years, having learned it in a previous job.
The loan she will take out now is to increase her capital (buying eggs at wholesale) which she will purchase in the city of Cochabamba and later sell in her store.
This form of work helps her family move forward, as she is in a common-law relationship and has two children.
When we asked her what she likes about Pro Mujer, she answered that she likes the health training.
La señora Lidia cuenta que hace dos años que integra una Banca Comunal dentro de Pro Mujer y que para esto fue invitada por la promotora; en la actualidad ella tiene un negocio de tienda distribuidora de huevos, mismo que trabaja hace varios años aprendiendo el mismo de un trabajo anterior.
El crédito que ahora sacará es para aumentar su capital (compra de huevos por mayor) los que comprarán de la ciudad de Cochabamba y posteriormente lo comercializará en su tienda de comercialización. Esta forma de trabajo apoya a salir adelante a su familia pues ella vive en unión libre y tiene dos hijos.
Cuando le consultamos que le gusta de Pro Mujer, ella nos respondió que le gustan las capacitaciones en salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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