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Juan Carlos
Juan Carlos is 30 years old, single and has no children. He lives in the city of Guaranda, Province of Bolivar.

The communal bank Tagma Rumiñahui is made up of 14 members at almost 25 miles from the San Simon office. They devote themselves to crop and livestock farming.

Juan Carlos earns a living in farming, growing soft corn and potatoes, as well as selling natural fertilizer and raising chickens.

He is seeking the loan to purchase seeds, urea, insecticides and animals. With the support of the loan he will purchase the things he was needing so much.

He makes his purchases and sales every two weeks in the city of Guaranda. His dream is to buy a vehicle. The challenge he faces is transport.

In his free time he likes to play volleyball and enjoy the festivities of Carnival when it comes around.
View original language description ↓
JUAN CARLOS tiene 30 años de edad es soltero no tiene hijos, vive en la ciudad de Guaranda Provincia Bolívar.

La VRC Tagma Rumiñahui, esta conformada por 14 socios casi a 25 minutos de la oficina de San Simón, se dedican a la agricultura y ganadería.

JUAN CARLOS se dedica a la agricultura a la siembra de maíz suave, papas y además a la venta de abono natural, crianza de pollos.

Solicita el crédito para comprar semillas, urea, insecticidas y animales. Con el apoyo del crédito comprará lo que tanta falta le hacía.

Realiza sus compras y ventas cada 15 días en la ciudad de Guaranda. El sueño del señor es comprar un vehículo.
El desafío al que el señor se enfrenta es el transporte.
En su tiempo libre le gusta jugar boli y disfrutar de la fiestas de carnaval cuando es la fecha.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 60
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Juan Carlos to purchase seeds, urea, insecticides and animals.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
May 22, 2012
Jun 23, 2012
Currency Exchange Loss:
Jun 17, 2013