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Justine is 46 years old and lives in Benin. She left school at the secondary level and is now married to a man named Joseph.

Justine and her husband have three children, all in school and their dependents. The couple jointly takes care of the various needs of the household.

To cover her various needs and those of her children, Justine has been selling maize and cassava flour for almost eight years, in her shop, in Benin. She stocks up in northern Benin.

Thanks to the income she makes through this activity, she contributes to her family's various expenses.

In order to meet the needs of an increasing number of customers, she is requesting a fifth loan from ALIDé. Her previous loans have been duly repaid.
View original language description ↓
Justine est âgée de 46 ans et vit au Bénin. Justine a arrêté l’école au niveau secondaire. Justine est mariée à un certain Joseph. Le couple a trois enfants, tous scolarisés et à leur charge. Justine et son mari subviennent ensemble aux divers besoins du ménage. Pour répondre à ses divers besoins et à ceux de ses enfants, Justine exerce comme activité la vente de maïs et de farine de manioc depuis près de huit ans dans sa boutique au Bénin. Justine s’approvisionne dans le nord du Bénin. Grâce aux revenus que lui génère ses activités, Justine contribue aux différentes dépenses de sa maison. Pour satisfaire aux besoins de sa clientèle de plus en plus grandissante, Justine sollicite pour une cinquième fois un crédit auprès de ALIDé. Les crédits reçus antérieurement par Justine ont été bien remboursés.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 517.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Justine to buy some sacks of maize and cassava flour.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 25, 2012
Jun 26, 2012
Currency Exchange Loss:
Aug 22, 2013