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Saodat A. lives in the Shahrinav regions of Tajikistan. She is 40 years old, married and has 4 children. She has a close and supportive family. Saodat manages her own business - she sells groceries in her own store. She brings the goods from Dushanbe, capital of Tajikistan, and sells them in her home town. Saodat sells her goods with very little mark-up and as a result she has many customers. Currently Saodat wants to expand her inventory so that she can keep up with the local demand for various grocery products. To reach her goal she has planned to take out a loan. Saodat is going to pay back the loan in the next 9 months.

Translated from Russian by Anya Lyuksyutova, Kiva volunteer

Абдуллоева Саодат проживает в районе Шахринау. Ей 40 лет.У Саодат большая и дружная семья. Она замужем и у нее 4 детей. У Саодат есть свое дело . Она занимается торговлей. Имеет магазин , где продает продукты питания. Привозит товар из города Душанбе и продает в своем районе. Ставит совсем небольшой процент на привозимый товар. Поэтому у нее много клиентов. Сейчас Саодат хочет увеличить товарооборот , для того , чтобы увеличить ассортимент , который сможет удовлетворить спрос населения на продукты питания. Для этого она запланировала получить кредит, который поможет ей достичь поставленных целей. А погасить кредит Саодат планирует в течение 9 месяцев

Additional Information

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 242
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 3.5
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Saodat expanding inventory.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jun 17, 2008
May 30, 2008
Currency Exchange Loss:
Apr 15, 2009