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Kpemahuton Group
In this Group: Mahoutin Célestine, Adjouavi Charlotte, Fatima Adoukè, Anicette, Sabine, Pulchérie, Edwige, Adrienne, Epiphanie, Tolome Agathe
KPEMAHUTON is a group of ten persons whose members belong to the same group. The group's representative, Mahoutin Célestine (whose hand is raised in the photo), is 60 years old and married to a man named Innocent. Mahoutin Célestine did not attend school. The couple have four children, of whom some are in school. Two of the children remain in their care.

Mahoutin Célestine lives alone with her children. She ensures by herself that the diverse household expenses are covered. To cope with her different expenses, she has been selling beverages and various goods in her district for about twenty years. She gets her supplies from a warehouse in Benin.

Seeking to satisfy her customers, and aiming to expand her business, Mahoutin Célestine is requesting a fourth loan from ALIDé, along with the other members of the group KPEMAHUTON. This loan will be used to respond further to the demands of their customers and to make more profit. The previous loans have indeed been paid back.
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KPEMAHUTON est un groupe de dix personnes, dont les membres appartiennent à un même groupe. La représentante du groupe, Mahoutin Célestine (dont la main est levée sur la photo), est âgée de 60 ans. Mahoutin Célestine est mariée à un certain Innocent. Mahoutin Célestine n’a pas fréquenté l’école. Le couple a quatre enfants dont certains scolarisés et deux restent à leur charge. Mahoutin Célestine vit seule avec ses enfants. Mahoutin Célestine assure seule les diverses charges de la maison. Pour faire face à ses différentes charges, Mahoutin Célestine vend depuis une vingtaine d’année, des boissons et divers produits dans son quartier. Mahoutin Célestine s’approvisionne dans un dépôt du Bénin. Dans la quête de la satisfaction de sa clientèle et en vue élargir son activité, Mahoutin Célestine sollicite un quatrième crédit auprès de ALIDé, ensemble avec les autres membres du groupe KPEMAHUTON. Ce crédit leur servira à mieux répondre aux demandes de leur clientèle et à se faire plus de profits. Les crédits antérieurs ont été bien remboursés.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 517.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD
A portion of Kpemahuton Group's $3,875 loan helped a member to buy beverages and various products.
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 21, 2012
Jun 23, 2012
Currency Exchange Loss:
Jul 23, 2012