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Bédériatou is a housewife. She is 30 years old and has a child aged three who is not yet in school. Her husband is a painter-builder.

In order to contribute in her role as housewife, Bédériatou has been selling cosmetic products since 2002. She buys her supplies from cosmetics wholesalers in Lomé and sells them door-to-door. Her customer base is growing daily, and as she doesn’t have the financial means to meet their requirements, she is requesting a second loan from WAGES so that she can restock.

Bédériatou would like to expand her business, diversify in terms of products, set up a permanent sales point and provide for her family.
View original language description ↓
Madame Bédériatou est mère au foyer. Elle est âgée de 30ans et a un enfant de 03ans qui ne fréquente pas pour le moment. Son conjoint est peintre –bâtiment. Pour bien jouer son rôle de femme au foyer, Elle exerce l’activité de la vente des produits cosmétiques depuis 2002. Son approvisionnement se fait à Lomé chez les grossistes de produits cosmétiques et sa vente se réalise de façon ambulante. Sa clientèle augmente de jour en jour et comme elle ne dispose pas d’assez de moyens financiers pour répondre à leurs besoins, elle sollicite de WAGES un second montant pour pouvoir se ravitailler en produits cosmétiques. Elle veut agrandir l’activité, diversifier les marchandises, installer un point de vente fixe et assurer les besoins primaires de la famille.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

About Togo

  • $1,500
    Average annual income
  • 7
    View loans »
    Togo Loans Fundraising
  • $9,031,000
    Funds lent in using Kiva
  • 517.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD