A loan of $1,100 helped a member to buy more essential commodities like milk, bread, sugar, and soap for resale.


Joice's Group's story

Joice's group is comprised of five hard working women. Joice is 19 years old and lives in the town of Hima in the Fort portal region of Uganda. She is single and has one child. For the past three years, Joice has been working hard to manage her retail shop, which sells sugar and soap.

To help expand her business, Joice has requested a loan of 300,000 Ugandan shillings from BRAC Uganda. The loan will be used to buy more essential commodities like milk, bread, sugar, and soap for resale and will help Joice to generate greater profits and pay for her medical expenses. Joice hopes that in the future she will be able to build a house.

Joice is a member of BRAC's Empowerment and Livelihood for Adolescents (ELA) program. In addition to microfinance loans, the program provides both a safe place for young Ugandan women to take part in group activities and a forum for life-skills training. The ELA program has increased Joice's future prospects by helping her to learn how to save money.

In this group: Joice, Grace, Rose, Shamim, Anita



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Loan details