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Creating a more equitable world takes a lot of time and energy, but at Kiva we’re in it for the long haul. 100% of money lent on Kiva goes to funding loans. That means we rely on donations from people like you to make this work possible.
Your donation of any size makes a difference. Thanks for investing in a better future,
Premal Shah, President & Co-Founder, Kiva
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A loan of $425 helped to buy general merchandise such as soap and salt to sell.


Stephen's story

Stephen is a thirty-two-year-old married man living in Fort Portal, Uganda. He has a personal goal of educating his children to attain degrees as a minimum qualification. He has been operating a retail shop for ten years and his main hardship is inadequate capital to purchase enough stock that meets the demand. He has a vision of diversifying his business to include farming. Stephen needs a loan to buy general merchandise such as soap and salt to sell.



Loan details


Lenders and lending teams



Loan details