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Horm is 47 years old, married, and has five children. She lives with her family in Baray district, Kompong Tom province. She has spent most of her lifetime dedicated to crops husbandry.

Horm plants and harvests rice and potatoes for sale because the two crops have a good market. To ensure a high production, her husband offers his full support in this business. Through their patience and sacrifices, they can send all of their children to school.

Horm is requesting a loan for 3,000,000 KHR, which she will use to to pay for labor costs incurred in transplanting her rice crops and taking unwanted plants out of her potato field. She believes that this loan will help her to improve the business. She aims to be a successful entrepreneur in the future and to continue to improve her business to earn and save more income for her future.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 207
    View loans »
    Cambodia Loans Fundraising
  • $40,005,625
    Funds lent in using Kiva
  • 4,092.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Horm to pay for labor costs.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 13, 2012
Jun 21, 2012
Currency Exchange Loss:
Nov 19, 2013