Tang is a hardworking 65-year-old woman who always looks out for the welfare of her family. She is married to a humble farmer and has four married children. All of them are independent and live separately. However far they live away from their parents, they often get in touch and come to visit their old parents. Even though Tang recently received financial support from her children, she doesn't completely depend on her children. Tang, at her age, still works hard to generate income for herself. She sells breakfast and lunch to people around her neighborhood, earning approximately $4.00 per day.
One of Tang's daughters sells vegetables in a local market of the Baray district, Kompong Tom. In order to help her daughter increase her sales, Tang wants to borrow $1,000 to purchase potatoes in bulk from local farmers. Her daughter will continue to sell them to traders in their village for additional income. Also, she will retail some at the market. Tang is confident that this loan will help her expand the business and lead to a better quality of life.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.