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She's married and has a daughter who's only six months old. She lives with her family in a house she owns and also supports a live-in maid who takes care of her daughter.
She works as a teacher and a staffer of the Ministry of Education. With the current loan she intends to purchase construction supplies (glass, doors, windows, etc.) in order to continue building her house.
In the future she hopes to continue her studies, get a degree in economy and start a business of her own so she can increase her monthly income. For that reason she pledges to repay the loan as scheduled, so that she can request more loans from Hluvuku.
Her challenge is to finish building her home and to work harder in order to carry out her projects.
View original language description ↓
Casada e mãe de 1 filha de apenas 6 meses, vive na casa própria com a sua família e sustenta mais uma empregada que cuida da filha e vive com ela.
Trabalha como professora e quadro do Ministério de Educação, com o presente empréstimo pretende comprar material de construção (vidros, portas, janelas, e outros) para dar continuidade com a obra da sua casa.
No futuro espera continuar com os estudos e formar se em economia e abrir um negocio próprio para aumentar a sua renda mensal, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é concluir a sua casa e trabalhar mais para a realização dos seus projectos.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 5
    View loans »
    Mozambique Loans Fundraising
  • $3,043,150
    Funds lent in using Kiva
  • 27.8
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Paulina to purchase construction supplies (glass, doors, windows, etc.).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 5, 2012
Jul 1, 2012
Currency Exchange Loss:
Jun 19, 2013