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Zubaida's Group
In this Group: Zubaida, Shahnaz, Suriya, Muniraan, Razia, Saira
Zubaida is married and helps her husband in his dairy business, which he has been running for many years and which has a good reputation in his community because he sells very good quality milk at reasonable rates. Zubaida has given birth to three sons, all of whom are enrolled in a local school where they are getting a good education. Zubaida is a great housewife and mother, and takes her responsibilities very seriously. She has applied for a loan from KIVA partner Asasah to expand her husband’s dairy business. She and her husband will use the loan to buy another buffalo because the demand for milk is so high that he is unable to fill all his current orders. Zubaida is confident that her husband will make good use of loan and successfully increase his income.

Additional Information

More information about this loan

Asasah offers products that are customized for its Muslim clients. This Qard Hassan product loan. also referred to as Qarz-e-Hasna (Al-Madad) in the Urdu language, is an interest free loan, usually offered to students or the very poor. For more information on Islamic microfinance, please click here.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 377
    View loans »
    Pakistan Loans Fundraising
  • $16,478,525
    Funds lent in using Kiva
  • 94.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Zubaida's Group's $1,775 loan helped a member to buy a buffalo to expand a dairy business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jun 19, 2012
Jun 21, 2012
Currency Exchange Loss:
Jun 17, 2013