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He's married and has three children who attend school, but they're under their mother's care. He lives in a house he owns and does not support anyone else.
He's a serviceman for the Ministry of Defense. With the current loan he intends to purchase construction supplies (tiles, cement, a washbasin, a sink, etc.) in order to continue building his house.
In the future he wishes to go back to his studies so that he can achieve a higher rank and get a raise in his salary. For that reason he pledges to repay his loan as scheduled, so he can request more loans from Hluvuku.
His challenge is to get a vacancy in order to continue with his education.
View original language description ↓

Casado e pai de 3 filhos que frequentam Escola mas encontram se sob guarda da mãe, vive na casa própria e não sustenta mais ninguém.
É militar do Ministério da Defesa e com o presente empréstimo pretende comprar material de construção (azulejos, cimento, lavatório, pia, e outros) para dar continuidade a obra da sua casa.
No futuro deseja voltar a estudar para subir de cargo e aumentar o seu salário, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é conseguir uma vaga para poder continuar com os seus estudos.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 63
    View loans »
    Mozambique Loans Fundraising
  • $3,101,775
    Funds lent in using Kiva
  • 27.8
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Arnaldo to purchase construction supplies (tiles, cement, a washbasin, a sink, etc.).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 28, 2012
Jul 1, 2012
Currency Exchange Loss:
Sep 17, 2013