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Loc is a 49-year-old, married woman with two children. She lives in Ho Chi Minh City. Loc and her husband support their family by running a business selling beverages and motorcycle brakes, which they have done for 15 years.

Loc would like to take a loan to buy a greater variety and quantity beverages and motorcycle brakes to stock her store and better satisfy her customers. She hopes this will enable her to better meet the needs of her existing customers and attract additional customers. She also hopes that through the loan her business will generate more income. This will help her improve her family's living conditions and enable her to save money for her children's education.

Additional Information

About Capital Aid Fund for Employment of the Poor

Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.

About Vietnam

  • $5,600
    Average annual income
  • 144
    View loans »
    Vietnam Loans Fundraising
  • $16,208,900
    Funds lent in using Kiva
  • 20,920.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Loc to buy a greater variety and quantity of beverages and motorcycle brakes to sell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 30, 2012
Jun 21, 2012
Currency Exchange Loss:
Mar 15, 2013