This is Angelina, 41, a resident of Silang, Cavite, Philippines. She is married to Rene, a farmer, and is the mother of two children. She, together with her husband, manages their own household while operating the business. At this time she is working hard to continually provide income for their everyday expenses.
Angelina operates an ornamental plant business. She grows garden plants that are native to the Philippines like ylang-ylang, golden shower and dahlias as well as a variety of hanging plants and others. Her regular customers are locals, tourists, neighbours and the community. She earns a minimum of 400 PHP in sales every day.
To help her continue operation of her business, she is requesting a 22,000 PHP loan. She will be utilizing the loan to buy fertilizer and garden inputs for her business. She expects a boost in her business income as she expands her business.
As a CCT community partner, she faithfully attends the group's weekly fellowship* meeting, where she can also draw strength and inspiration from the word of God.
* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners who gather each week to study the Word of God, build social capital, and repay microfinance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.