A loan of $850 helped to buy stationery items, juices, general merchandise and sweets.

Maria Jose's story

Maria Jose, who is only 23, has a store located in her home in the city of Quevedo. As she is single, she lives with her parents. She is already studying at the university. She started this store with some capital that her father gave her, and she decided to invest it buying confectionery products. Later, studying her neighborhood, she started offering cellular re-charge services. After some time, and seeing that her business was getting good results, her parents supported her in opening up a store in front of the house. Now her business sells stationery goods, juices, and general merchandise. She feels that at her age, she is on a good path to keep her business stable, which is helping her pay for her university expenses. At this time she has no plans to get married, because she wants to finish at the university, and she spends her free time working in the business. Her store is open from 7am until 7 in the evening, and her sister helps her during the afternoon hours. Maria Jose is requesting a loan for the first time in her life, and she is certain she can make her payments on time. She has taken this decision with the goal of expanding her business, so that in the future she can add an internet station to her store.

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Translated from Spanish by Kiva volunteer Lisa Grobar

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