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José Armando

Update on José Armando

José Armando is 46 years old, he is married and he has 4 children who go to school. He is a teacher who works in rural primary education, and he has been working as a teacher in his house for 9 years. His wife is a weaver and he can count on her support. He currently needs to buy a computer to improve his activity.
He has decided to request a loan to buy the computer he needs. In the future he hopes to improve his activity and increase his earnings, in order to offer a better standard of living to his family.
View original language description ↓
El Señor José Armando, tiene con 46 años de edad, es Casado de oficios, Servicio “Maestro de Educación Primaria Rural”, tiene 4 hijos los cuales están estudiando, lleva 9 años de laborar como maestro en su residencia, actualmente por la necesidad que tiene que cubrir una necesidad que tiene de compra una computadoras para mejorar su trabajo, cuenta con el apoyo de su esposa quien se dedica a la tejeduría.
Decide solicitar un préstamo para comprar la computadora que necesita, espera en el futuro mejorar su labor y mejorar sus ingresos para que le pueda dar una mejor vida a su familia.

Previous Loan Details

Jose T. is 45 years old, married, and works in services. He is a teacher who works in rural primary education. For 8 years he has worked as a teacher in his home, which is located in the rural Xepatan settlement. Now he has a need to cover his personal expenses, but the economic conditions hav... More from José Armando's previous loan »

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Guatemala

  • $5,300
    Average annual income
  • 59
    View loans »
    Guatemala Loans Fundraising
  • $12,538,350
    Funds lent in using Kiva
  • 7.9
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped José Armando comprar una computadora.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 24, 2012
Jul 5, 2012
Currency Exchange Loss:
Jun 18, 2013
This photo was used before for a previous loan for José Armando. It was first posted on Kiva on Jul, 2010. Learn More