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Update on Lucia

Lucia is a member of the communal bank Sonrisa. She is 44 years old and a mother of four. She has been a member of FINCA Perú for six years and she is a merchant. She sells wholesale and retail grains, which she also sells in the markets. She is proud of belonging to FINCA Perú, where she learned a lot through the trainings offered at her communal bank meetings. Thanks to them she learned good business management and parenting skills. She also learned how to distribute her money productively. She will invest the loan she is now requesting in the purchase of grains, which she will take to the markets and sell.
View original language description ↓
Lucia es socia del Bancomunal Sonrisa, tiene 44 años de edad y es madre de 4 hijos. Es socia de FINCA Perú hace 6 años y es comerciante, vende cereales al por mayor y menor que también vende en las ferias. Está orgullosa de pertenecer a FINCA Perú donde aprendió mucho con las capacitaciones que recibe en las reuniones de su Bancomunal, gracias a eso aprendió a llevar bien su negocio y a educar bien a su hijo, también aprendió a distribuir su dinero de manera productiva. Ahora el préstamo que solicita lo invertirá en la compra de cereales para llevar a las ferias y poder venderlos.

Previous Loan Details

Lucia is a member of the Sonrisa Community Bank. She is 43 years old, separated, and has four children. She travels around to the markets in the region such as Andahuaylas, Huancayo and Cangallo where she buys various types of grain, collects it, and then transports it to the city of Ayacucho whe... More from Lucia's previous loan »

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 115
    View loans »
    Peru Loans Fundraising
  • $61,996,325
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,525 helped Lucia to purchase grains, which she will take to the markets and sell.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jun 15, 2012
Jun 22, 2012
Currency Exchange Loss:
Dec 20, 2012