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Umeda is a hardworking and kind woman. She is a single mother raising two children and lives with her parents. Her father passed away recently, and her mother is a pensioner. Umeda completed an entrepreneurship training and would like to start a business. She is a hardworking woman and would like to teach her children a trade. Earlier, Umeda worked abroad in Russia, leaving her children with her mother. She then returned home and wanted to build a business in her homeland. She would like to go into business processing dried fruits. Umeda has asked for a loan to purchase dried fruits for processing so she can sell them in the regional market. She and her children are counting on your help and your charity.
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Умеда трудолюбивая и добрая женщина. Она сама воспитывает двоих детей без мужа, живет у родителей. Отец недавно умер, мать пенсионерка. Умеда прошла тренинги по «Start-up» и хочет начать свой бизнес. Она женщина трудолюбивая, и детей хочет обучать труду. Ранее она ездила в Россию на заработки, дети остались с её матерью. Потом вернулась и хотела начать своё дело на Родине. Для этого она хотела бы заняться переработкой сухофруктов. С этой целью она запрашивает займ для закупа сухофруктов, чтобы обрабатывать и продавать на рынке региона. Она и её дети надеются на вашу помощь и милосердие.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 203
    View loans »
    Tajikistan Loans Fundraising
  • $32,085,025
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,950 helped Umeda to buy dried fruits.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 13, 2012
Jun 23, 2012
Currency Exchange Loss:
Aug 17, 2013