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Justine is a 52-year-old mother from Cameroon. She is divorced and has five children aged between 18 and 30, one of whom goes to school. She also has three nephews under her care, who also go to school.

Justine has worked for 20 years selling fresh food items in a local market. She mainly sells tubers, cassava and vegetables, and gets her supplies from the country twice a week. With her loan, she plans to buy large quantities of vegetables and tubers to meet the needs of her ever-growing customer base. She will use part of the profits generated from this increase to reinvest in her business, and the other part to provide for her family.
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Justine une maman Camerounaise âgé de 52 ans, divorcé elle a 5 enfants âgés entre 30 et 18 ans dont un va à l'école. elle a également à sa charge 03 neveux qui vont à l'école. elle est Commerçante dans un marché de la place depuis 20 ans où elle vend des vivres frais notamment les tubercule manioc et les légumes, elle s'approvisionne en brousse deux fois par semaines. Avec le crédit, Justine voudrait acheter les légumes et tubercules en grande quantités afin de satisfaire sa clientèle grandissante. les bénéfices tirés de cette augmentation seront d'une part réinjectés dans son activité et d'autre part serviront à subvenir aux besoins de sa famille.

Additional Information

More information about this loan

This loan is part of ACEP Cameroun's loan program targeting poor clients who require smaller loans thant ACEP normally disburses. The smaller loan size allows clients with micro-enterprises to borrow and repay the funds they need to grow. By supporting this loan, you are expanding financial access to entrepreneurs with very little starting capital, including many who have never taken out a loan.

About ACEP Cameroun

Agence de Crédit pour l’Entreprise Privée (ACEP) is Kiva's second Field Partner in Cameroon. Founded in 1999, ACEP has developed a strong lending methodology to serve entrepreneurs in Cameroon's urban centers such as Douala and Yaounde.

About Cameroon

  • $2,400
    Average annual income
  • 1
    View loans »
    Cameroon Loans Fundraising
  • $1,320,725
    Funds lent in using Kiva
  • 520.5
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Justine to increase her stock of merchandise.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jun 8, 2012
Jun 22, 2012
Currency Exchange Loss:
Oct 17, 2013