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Yakobis is a 47-year-old man who is married to Mathelda, a 42-year-old lady. They have been blessed with five children: Elsa, 22; Prili, 21; Marthen, 17; Isabel, 9; and Isakh, 3.

Yakobis owns a dump truck that is utilized to deliver building materials such as sand, bricks, and stone, to the customers. Yakobis wants to initiate a business that sells these building materials and deliver them directly to the customers instead of just transporting them, but he has very limited capital to make it happen. Therefore, Yakobis is requesting a loan of IDR 10,000,000 from TLM. He would like to use the money to buy sand and stone in bulk.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 61
    View loans »
    Indonesia Loans Fundraising
  • $6,282,700
    Funds lent in using Kiva
  • 9,380.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Yakobis buy sand and stone in bulk.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jun 7, 2012
Jun 20, 2012
Currency Exchange Loss:
Jul 17, 2015