Yakobis owns a dump truck that is utilized to deliver building materials such as sand, bricks, and stone, to the customers. Yakobis wants to initiate a business that sells these building materials and deliver them directly to the customers instead of just transporting them, but he has very limited capital to make it happen. Therefore, Yakobis is requesting a loan of IDR 10,000,000 from TLM. He would like to use the money to buy sand and stone in bulk.
About Tanaoba Lais ManekatThis loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.
TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.
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