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Munira is a 29-year-old single lady. She lives with her mother and two siblings and their families in a modest house. Munira supports her family by running a kiosk. Three years ago, she started a small business selling mobile phone recharges, but as time passed she has been able to expand into a variety store where she sells products to meet daily basic needs such as snacks, sugar, coffee, and mineral water, along with mobile phone recharges. Munira makes the largest profit from selling mobile phone recharges as she already has many customers. She usually orders a mobile phone recharge of 3,000,000 IDR that will sell out within a week. Munira is thinking of adding more capital into her business especially the mobile phone recharges.

Munira is requesting a 5,000,000 IDR loan from TLM to buy more credit recharges along with items for her general store such as noodles, eggs, bar soap, and other products.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 44
    View loans »
    Indonesia Loans Fundraising
  • $6,157,950
    Funds lent in using Kiva
  • 9,380.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Munira to buy credit recharges and noodles, eggs, bar soap, shampoo, and other items.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jun 8, 2012
Jun 20, 2012
Currency Exchange Loss:
Nov 15, 2012