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Virginia is 65 years old and widowed. She has five children. Virginia works very hard to provide for them.

Virginia runs a general store in the Philippines and requested a PHP 17,000 loan through NWTF to buy more stock to sell in her general store.

Virginia has been in this business for 10 years and sells a variety of items such as canned goods, snack foods, sugar and other groceries.

In the future, Virginia would like to save enough to improve her business.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 433
    View loans »
    Philippines Loans Fundraising
  • $69,631,075
    Funds lent in using Kiva
  • 42.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Virginia to buy more stock to sell in her general store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 28, 2012
Jun 20, 2012
Currency Exchange Loss:
Dec 15, 2012