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Pha is 40 years of age and is married with two single children who are going to school. Recently, Pha and her family have been living together in a rented room situated in Dongkor district, Phnom Penh.

She operates a store in her village to help her husband earn income for the family. She sells grocery items like spices, cookies, shampoo, canned goods, soft drinks, cosmetics, and other home use products to people in her neighborhood. Pha’s dream is to have her own house so she has tried to work hard and save some money for that reason.

To help obtain her goal, she decided to ask for a loan of USD 400 to add to her savings in order to buy a plot of land, on which she can build a house for her family someday. She hopes to attain her wish and make it a reality.

In the future, Pha wants to increase her merchandise to sell in her store to satisfy her customers.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 140
    View loans »
    Cambodia Loans Fundraising
  • $41,485,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Pha to buy a plot of land, on which she can build a house for her family someday.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jun 4, 2012
Jun 19, 2012
Currency Exchange Loss:
Aug 15, 2012