Muta is 40 years old and married with three children. She owns and operates a small store, selling items such as flour, sugar, onions, etc. She has been doing this for four years. Muta needs a loan to buy flour, sugar, onions, toilet paper, cigarettes and Vailima beer. She hopes to use her profits to save for the kids' school fees. She became a member of SPBD in 2009 to gain access to capital for her business.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.