A loan of $1,575 helped to buy perfumes, crèmes, foundations, lipsticks, and other items.

Agustina Del Carmen's story

Agustina was born 47 years ago in the city of Portoviejo. She is a widow and has five children, four of whom are grown and independent. Her youngest son Henry, age 17, lives with her and will be starting university soon. Agustina has owned her house for five years and receives basic services. Her home was built with a mix of cement and reeds. She began selling cosmetics through catalogs seven years ago because she needed a means of earning money. Agustina has plenty of experience in this business and has an excellent customer base that includes relatives, friends, and acquaintances who visit her after they contact her by telephone. She travels alone Monday through Saturday from 8am to 4pm. Agustina carries her products and catalogs with her. The products that are most requested are perfumes, crèmes, foundations, lipsticks, and other items. Her customers include both women and men.

The loan she is requesting will be used to buy inventory so that she will have stock to sell. Her goal is to expand her business so that she can finish the construction of her house.

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Translated from Spanish by Kiva volunteer Ronan Reodica

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