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Tikariy Quillahuata Group
In this Group: Juan, Yuliana, Irene, Bruno*, Maruja, Jovita, Felicitas, Roxana, Anacleto, Beatriz, Asunta, Gabriel, Florencia
* not pictured
A group of friends and neighbors formed the “Tikariy Quillahuata” Communal Bank in the community of Quillahuata, in San Sebatian District in Cusco Province and Cusco Department. This communal bank is made up of people who are always looking for ways to move ahead and provide a better future for their children through their daily work. The members’ principal economic activities are farming and stock breeding. Others are involved in food sales, the sale of vegetables and the raising of small animals, such as guinea pigs, chickens and ducks.

Sr. Juan is shown in the photograph raising his hand. He was born in the community of Quillahuata and continues to live in the same community where he was born. He is 52 years old and is married and has six children. Sr. Juan is a mason and is self-employed, however he has two assistants. He has had this business for 27 years and it is going very well thanks to the effort he puts into his work. At this time Juan is making finishing touches to a private house and needs the loan to buy tools and materials, such as Majolica (glazed earthenware), cement, paints and other items.

The members in general are grateful for the opportunity provided and are committed to making their payments on time.

Cusco is located in the district and province of Cusco, in the department of Cusco, right in the heart of the ancient city of the Incas and is characterized as being a tourist area due to its archaeological centers, its history, its landscape and because it is an enchanting city in the southern part of the country. Cusco is also known for its traditional festival, Inti Raymi, and because it has Machu Picchu, one of the seven wonders of the world.
View original language description ↓
Un grupo de vecinos y amigos formaron el banco comunal “Tikariy Quillahuata” en la comunidad de Quillahuata del distrito de San Sebatian de la provincia del Cusco del departamento del Cusco. Este banco comunal está conformado por personas que buscan a cada momento las oportunidades para salir adelante y con su esfuerzo diario entregar un mejor futuro a sus hijos. Las actividades económicas principal de los socios son la agricultura y ganadería, otros se dedican a la venta de comestibles, a la venta de verduras, a la crianza de animales menores como por ejemplo cuyes, gallinas y otros más.

(El señor Juan está levantando la mano en la fotografía). El socio Juan nació en la comunidad de Quillahuata y vive en la misma comunidad donde nació, él tiene 52 años de edad y es casado y fruto de esta unión tiene seis hijos. El Socio Juan es albañil y trabaja de forma independiente pero tiene dos ayudantes. Ya son 27 años que se dedica a este negocio y le va muy bien gracias al empeño que pone en su trabajo. Actualmente, el señor Juan está trabajando haciendo los acabados de en una casa particular. En esta oportunidad el socio Juan requiere el préstamo para comprar herramientas y materiales como por ejemplo mayólica, cemento, pintura y otras cosas más.

Los socios en general agradecen la oportunidad brindada y se comprometen a cumplir con el pago de sus diferentes cuotas en los plazos establecidos.

Cusco está ubicado en el distrito y provincia del Cusco del departamento del Cusco en pleno corazón de la antigua ciudad de los Incas y se caracteriza por ser una zona turística por sus centros arqueológicos por su centro histórico por sus paisajes por su historia y siendo una ciudad encantadora de la Región del Sur del país. Cusco es conocido por su fiesta tradicional del Inti Raymi y porque se encuentra una de las siete maravillas del mundo “Machupicchu”.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 45
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Tikariy Quillahuata Group's $2,675 loan helped a member to purchase tools and materials, such as Majolica, cement, paints and other items.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 12, 2012
Jun 20, 2012
Currency Exchange Loss:
Jan 15, 2013