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Pamoja Group
In this Group: Japhet, Mayasa, Salome, Miraji, Anna, Zena, Salome, Theresia, Emanuel, Kibakaya, Rose, Rahel
Japhet, who is in his late 20s, is married with one child who is still small. He has been running a Video Library and performing music on big occasions, for one and a half year now. He works from 8:00 am to midnight and is able to make a good monthly profit.

This will be his 1st loan from Tujijenge Tanzania which he wants to use to buy more CD, DVD, VCD and music system repair. His dream is to one day be able to start a decoration project.

He will share this loan with his loan group "Pamoja" which has a total of 12 members who will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 24
    View loans »
    Tanzania Loans Fundraising
  • $16,200,775
    Funds lent in using Kiva
  • 1,577.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Pamoja Group's $3,175 loan helped a member to buy more CD, DVD, VCD and music system repair.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 18, 2012
Jun 19, 2012
Currency Exchange Loss:
Nov 15, 2012