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Nikel Group
In this Group: Amani, Erica, Happyness, Edna, Flora, Halima, Magdalena, Joyce, Modestus, Hawa, Ashura, Yahya, Mwanaid, Athunas, Neema, Jackline, Hawa, Bakari
Amani, who is in his late 20s, is married with two children who go to school. He has had a business selling door-to-door household products since 2008. He works from 10.00 am to 8.00 pm daily and is able to make fair monthly profit.

This will be his second loan from Tujijenge Tanzania. He used the previous loan to increase his stock of household products,(cups, bowls, glasses, plates etc, and household expenses(food, hospital charges, visiting relatives etc.) and has paid back his loan successfully. He wants a loan to buy more home products to resell. His dream is to one day be able to own a shop where he can sell his products in one place instead of moving up and down.

Amani will share this loan with his loan group "Nikel" which has a total of 18 members who will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 31
    View loans »
    Tanzania Loans Fundraising
  • $16,093,050
    Funds lent in using Kiva
  • 1,577.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Nikel Group's $3,900 loan helped a member to buy more household products to resell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 12, 2012
Jul 1, 2012
Currency Exchange Loss:
Oct 15, 2012