Lorn is a 34-year-old married woman who has been residing with her husband and three children in Baray district of Kompong Tom province. To earn a living, Lorn owns and manages her farm lots, planting rice to add to her spouse’s income. She has been a farmer for almost 14 years. Normally, she is able to earn approximately USD 2.00 per day from this type of business.
Lorn wants to increase her income to pay for her daily food, clothes, and allowances for her children. As of now, she is requesting a loan of KHR 1,500,000 to buy fertilizers, pesticides, and pay for plowing fees. In the future, she believes that she will be able to generate a good income and make a comfortable living someday as she strives to work hard.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.